What steps do I need to take to have my insurance company replace my roof?

What steps do I need to take to have my insurance company replace my roof?

Gennadiy Yevsin
By: Gennadiy Yevsin \ October 31, 2023

If you’re a homeowner in Charlotte, NC, facing the need for a roof replacement, you may be wondering how to go about having your insurance company cover the costs. Fortunately, the process is manageable with the right steps in place. In this article, we’ll guide you through the essential steps to ensure that your insurance company, New Roof as your contractor, can help you get a new roof for your home.

Step 1: Assess Your Roof’s Condition

Before you can start the process of having your insurance company replace your roof, you’ll need to assess the condition of your existing roof. Look for any damage, such as leaks, missing shingles, or signs of wear and tear. Document these issues with clear photographs, as this will be essential when filing a claim.

Step 2: Contact New Roof

Once you’ve documented the condition of your roof, it’s time to reach out to a reputable roofing contractor in Charlotte, like New Roof. You can contact them at 704-999-6034 or via email at NewRoofCLT@Gmail.com. They will provide a professional assessment of your roof’s condition and a detailed estimate for the necessary repairs or replacement.

Step 3: Consult with Your Insurance Company

Next, get in touch with your insurance company to discuss your roof’s condition and the possibility of filing a claim. Provide them with the information you’ve gathered, including photos and the estimate from New Roof. Be sure to inquire about the specifics of your insurance policy, such as deductible amounts and coverage limits for roof replacements.

Step 4: File a Claim

If your insurance company agrees that your roof needs replacement due to covered damages, they will guide you through the claims process. This typically involves submitting a claim form and any additional documentation they may require. Be sure to keep all communications and documentation organized and readily accessible.

Step 5: Coordinate with New Roof

New Roof, as your chosen contractor, will work closely with you and your insurance company to ensure a smooth and hassle-free roof replacement process. They will provide the necessary documentation, such as a detailed scope of work, to support your insurance claim.

Step 6: Roof Replacement

Once your insurance claim is approved, and all the details are finalized, New Roof will begin the roof replacement process. They will work efficiently to restore your home’s integrity and protect it from further damage.

Step 7: Final Inspection

After the roof replacement is complete, there will be a final inspection to ensure the work meets quality standards and complies with your insurance company’s requirements.

Step 8: Payment Settlement

Your insurance company will work with you to settle the payment. The amount you receive should cover the costs of the roof replacement, minus your deductible.

By following these steps, you can ensure a successful roof replacement process with your insurance company and the experienced team at New Roof in Charlotte, NC. Don’t hesitate to reach out to them at 704-999-6034 or email them at NewRoofCLT@Gmail.com to get started on your roof replacement journey. A reliable contractor and a well-executed plan can make a significant difference in protecting your home and ensuring you have a reliable and secure roof overhead.